Baltimore Opportunity Zones

The Baltimore metro area has 54 new Opportunity Zones for 2027. See the map, look up any address, and get the full list by county.

Final list published November 5, 2026. Checked November 13, 2026. Reviewed by Ashley Tison, attorney.

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How many Opportunity Zones are in the Baltimore area?

Treasury designated 54 census tracts in the Baltimore metro area as Opportunity Zones on November 5, 2026. They take effect January 1, 2027 and run through December 31, 2036. Of those, 3 are classified as rural, where the basis step-up after five years is 30%, compared with 10% elsewhere. The metro area here is Baltimore-Columbia-Towson, as the Census Bureau defines it, so it includes the surrounding counties.

Baltimore by the numbers

Every number comes from Treasury's lists. Status as of November 5, 2026.

54new Opportunity Zones for 2027

5counties with at least one new zone

3zones classified as rural

23.7%median poverty rate across these zones

114new zones in Maryland overall

Jan 1, 2027the day the new zones take effect

Baltimore Opportunity Zone map

Search an address, ZIP or 11-digit tract ID to see if it is in a zone today and whether it is a new zone for 2027.

Open the map full screen

List of Opportunity Zones in the Baltimore area

All 54 zones for 2027, grouped by county. Each one is a census tract. Rural zones are marked.

Tract IDs are 11-digit Census GEOIDs. Select one to see it on the map. The percentage is the poverty rate Treasury used for that tract.

Anne Arundel County 3 zones

Baltimore County 9 zones

Baltimore city 38 zones

2451004020030.6%
2451008030125.0%
2451008040020.7%
2451008070039.1%
2451008080029.6%
2451009030025.8%
2451009040029.7%
2451009050011.5%
2451009090020.7%
2451010020047.8%
2451011010022.8%
2451012040012.8%
2451012060040.3%
2451013010033.2%
245101302008.9%
2451013030037.0%
2451014020034.9%
2451014030038.4%
2451016010034.3%
2451017010029.8%
2451017020060.8%
2451018030025.3%
2451019010042.7%
2451020080026.5%
2451021010021.6%
2451021020017.9%
2451025020449.0%
2451025030139.1%
2451025050032.5%
2451025060041.2%
2451026030323.9%
2451026050113.9%
2451026060514.6%
2451027170023.4%
2451028010225.2%
2451028040121.3%
2451028050066.5%
2451028060036.5%

Harford County 3 zones

24025301302Rural22.9%
24025301601Rural8.4%
24025302902Rural8.6%

Howard County 1 zone

240276069078.1%

See every zone statewide: Maryland.

If you are looking at Baltimore

You sold something and have a gainYou generally have 180 days to put the gain into a Qualified Opportunity Fund. Gain Check shows your day 180 and which rules apply to your timing.Check your timing →You own or are building in a Baltimore zoneA property, project or business in a zone can be held through your own fund. See how setup and yearly compliance work.See fund setup →You are already in an Opportunity Zone fundGains deferred under the original program are recognized on December 31, 2026. See what to have ready before year-end.Year-end checklist →

Baltimore Opportunity Zone questions

Straight answers, reviewed by Ashley Tison, attorney.

Which counties in the Baltimore area have the most Opportunity Zones?

Baltimore city has the most with 38, followed by Baltimore County (9) and Anne Arundel County (3). The new zones are spread across 5 counties in the metro area.

Is all of Baltimore an Opportunity Zone?

No. Opportunity Zones are specific census tracts, each a few blocks to a few miles across. In the Baltimore metro area, 54 tracts were designated for 2027. A property is in a zone only if its own tract is on the list, so check the exact address.

How do I check if an address in Baltimore is in an Opportunity Zone?

Type the address, ZIP code or 11-digit census tract ID into the map on this page. The result shows whether the property is in an Opportunity Zone today and whether Treasury designated it as a new zone for 2027.

When do the new Baltimore Opportunity Zones take effect?

January 1, 2027. Treasury designated them on November 5, 2026, and they run through December 31, 2036.

Can I invest in an Opportunity Zone in Baltimore if I live somewhere else?

Generally, yes. The federal rules do not depend on where you live. An eligible gain has to go into a Qualified Opportunity Fund within 180 days, and the fund has to invest in zone property. State income tax treatment varies, so confirm with your CPA how your own state treats a deferred gain.

Have a gain or a project in Baltimore?

Talk it through with the OZPros team. The first call is free and takes 15 minutes.

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Opportunity Zones in other metro areas

See the national map and the table for all 56 states and territories

Sources and method

The 2027 zones come from the final list Treasury and the CDFI Fund published on November 5, 2026, checked tract by tract against Treasury's designations file. The metro area is Baltimore-Columbia-Towson, the Census Bureau area Treasury assigns each tract to, so it covers more than the city limits. County names, rural status and poverty rates come from the same Treasury files.

General information, not tax or legal advice. Your facts change the answer. Book a 15-minute call to talk through yours.